4 Things Wall Street Won’t Tell You About Annuities
Annuities are often oversimplified and misunderstood. This guide cuts through the noise to explain how annuities really work, where they can fit into a retirement income plan, and what most investors are never told.
Built on Truvium’s principles of Trust, Knowledge, and Empowerment, this guide focuses on clarity (not sales), so you can make informed decisions about retirement income.
Inside the Guide
Before making decisions about retirement income, it helps to understand the full picture. This guide covers:
● Why the traditional 4% rule is being rethought
● How annuities generate income differently than portfolios
● The role of risk pooling and lifetime payouts
● Turning retirement savings into a dependable paycheck
● Key facts about annuity types, fees, taxes, and liquidity
Our reasons for becoming financial professionals are deeply personal.
Scott Gegerson, CFP®, started his career as a financial planner in 2001. As President of Truvium Wealth Management, Scott works directly with clients to develop financial plans, but more importantly to understand the needs and goals of people and to deepen a relationship built on education and trust.
Scott’s mission is to lead and inspire individuals, and to provide them with exceptional service and a highly efficient experience that incorporates traditional values and leading-edge technologies so they can live a life filled with purpose, fulfillment, and financial abundance.
Scott lives in Rockville Centre, NY, and his children are his passion. He is active in the community as a youth lacrosse coach, volunteer, and enjoys golf, skiing, and an active healthy lifestyle. Scott is also committed to cancer research, specifically with the Leukemia Lymphoma Society, having lost both of his parents to forms of blood cancer, and is grateful to honor their memory in this way.
